PPF Calculator with Tax Benefits
Input Details
Yearly Contribution (₹)
Current Interest Rate (%)
Investment Period (years)
Current Tax Bracket (%)
0% (No taxable income)
5% (₹2.5L - ₹5L)
10% (₹5L - ₹7.5L)
15% (₹7.5L - ₹10L)
20% (₹10L - ₹12.5L)
25% (₹12.5L - ₹15L)
30% (Above ₹15L)
Contribution Frequency
Yearly (Once a year)
Monthly (12 times a year)
Quarterly (4 times a year)
Calculate
Summary
Year-wise Details
PPF Benefits
Total Investment:
₹0
Maturity Amount:
₹0
Total Interest Earned:
₹0
Wealth Gain:
0%
Total Tax Saved:
₹0
Effective Annual Return:
0%
Year-wise Breakdown
Year
Opening Balance
Investment
Interest
Closing Balance
PPF Tax Benefits
EEE Status:
PPF enjoys Exempt-Exempt-Exempt status under Income Tax Act.
Investment:
Contributions up to ₹1.5 lakhs per year are eligible for tax deduction under Section 80C.
Interest:
The interest earned is completely tax-free.
Maturity:
The entire maturity amount (including principal and interest) is tax-exempt.
Lock-in Period:
PPF has a mandatory lock-in period of 15 years, with partial withdrawal allowed from the 7th year.
Extension:
After maturity, the account can be extended in blocks of 5 years with or without further contributions.
Investment vs Returns Over Years