PPF Calculator with Tax Benefits

Input Details

Summary
Year-wise Details

PPF Benefits

Total Investment: ₹0
Maturity Amount: ₹0
Total Interest Earned: ₹0
Wealth Gain: 0%
Total Tax Saved: ₹0
Effective Annual Return: 0%

Year-wise Breakdown

Year Opening Balance Investment Interest Closing Balance

PPF Tax Benefits

  • EEE Status: PPF enjoys Exempt-Exempt-Exempt status under Income Tax Act.
  • Investment: Contributions up to ₹1.5 lakhs per year are eligible for tax deduction under Section 80C.
  • Interest: The interest earned is completely tax-free.
  • Maturity: The entire maturity amount (including principal and interest) is tax-exempt.
  • Lock-in Period: PPF has a mandatory lock-in period of 15 years, with partial withdrawal allowed from the 7th year.
  • Extension: After maturity, the account can be extended in blocks of 5 years with or without further contributions.

Investment vs Returns Over Years